Sunday, March 13, 2011

Nail Care 101 - How to get them to grow

Braziliannails.net
As all of us know that our nails take a beating everyday with chores and daily tasks that we do. Yet pampering  your hands and feet with a do it yourself manicure and pedicure. Learn how to extend the life of your nail polish and prevent nail polish chipping. Have white spots on nails? Find out why in nail disorders. Grow healthy nails faster and prevent weak, brittle nails.  Now let's look at some of the problems and solutions to having long beautiful nails and being able to keep them for a long time.  

The first problem that everyone faces when they are trying to grow out there natural nails is that their nails are weak and brittle.  Brittle nails come from many factors that need to be consider such as poor diet, excess use, hereditary or, nail disease.  Using products that contain biotin, vitamin E, Collagen, Calcium, Vitamin C and Zinc.  Particularly most expert suggest that those who want to see exceptional nail growth should use products that contain a lot of Vitamin B7 and B12 because biotin is known as the "beauty vitamin" which has been proven to improve the appearance of skin, hair and, nails.   I recommend using the Nutra Nail Power Gel, Nail Hardening System 1 Kit because in minutes it helps the growth of brittle nails and smooths out the splits and cracks that give the nails it's ugly appearance.  Here are some more advices and tips when trying to grow out your nails naturally even though they are brittle and ugly:

  • Avoid products such as hand cream that contain alcohol. These will dry nails out.
  • Food containing fatty acids will help your Brittle nails and strengthen them. Also see Faster growing nails for more tips to help prevent brittle, weak nails.
  • Use of a calcium gel is great for dry, brittle nails. You'll notice a difference immediately.
  • Taking vitamins that contain vitamins A are great for your nails and hair.
  • Eat healthy.
  • If dryness is excessive...see your doctor.
Getting a manicure will help harden the Brittle nails. You should have one done every other week.

Frenchmanicures.com
Weak nails are the most common problem that a person faces when they are trying to grow out their nails naturally. If your nails look discolored or distorted you should see your doctor right away. If you just have plain weak and fragile nails here are some advices to help you promote growth and improve the health of your nails:

  • Do not file from nails side to side, this can weaken the stress points of the nail's free edge. Be sure to go from corner to center in one direction.
  • Use the nail strengthener as a base coat and as a top coat. Then continue to apply the nail  strengthening product every day. Calcium gel is a great product for nails that really works.
  • It may be possible that your calcium intake is low, as well. So you may want to take a supplement such as Knox for Nails, Gelatine Dietary Supplement.
  • Harsh detergents and water can ruin and stress nail fibers. Wear ubber gloves while you clean or do dishes
  • Try not to remove and reapply polish more than once or twice a week. Nail polish will dry out your nails.
  • Choose a remover with built in moisturizers to help limit the damage
 
Growing your nails take a lot on your part and yes there is a lot out there that you can use when you are trying to achieve nail optimal nail health. There are many wonderful products that can help you to grow your nails to the length that you want or longer. The growth rate and health of your nails is reflected in your diet. Problem nails can also be caused by many different factors including frequent washing, exposure to harsh detergents, frequent manicures, and humid environments. Dietary supplements such as Knox for Nails, Gelatine Dietary Supplement,  provide important nutrients that help promote healthy, stronger nails. Knox for Nails contains gelatine and biotin which help promote healthy nail growth by acting at the base of the nail - the nail matrix - where nail growth begins. Niacin and Vitamin B6 are two important nutrients that help support cell growth. Below is a list of tips to help your nails grow faster:

  • A hand massage will boost your circulation and encourage nail growth.
  • Pushing the cuticles back can stimulate new growth. Just be sure to push gently and never cut the cuticles. This can kill the root and cause the nail to fall off and die!
  • If you want faster growing nails, be sure that your diet is rich in Vitamins A, B-Complex, C, D, E and iron, calcium, zinc, sulfur, and fatty acids. Adding a dietary supplement such as Knox for Nails, Gelatine Dietary Supplement, will provide important nutrients that help promote healthy, stronger nails. And it's great for the hair too!
Now let's talk about the cuticles and yes they are important because these guys also play a factor in you nail growth whether you like it or not.  A healthy cuticle can result in healthy, fast growing , strong beautiful nails. 

  • NEVER cut your cuticles. This can damage and maybe even kill the root of your nails.
  • Use a cuticle remover to remove overgrown cuticles.
  • Before pushing cuticles, apply a cuticle remover or hand cream and massage in the skin for a minute. Push gently.
  • Apply moisturizer at least once a day and always after using soaps. This will help avoid ingrown nails.

Well that is all the basic on how to grow nails long naturally without the aid of acrylic and artificial nail strengtheners  and be sure to check out new posts about other beauty ideas.  Glam Gal out!

Thursday, March 10, 2011

Outfit of the Week

Outfit of the Week
Outfit of the Week by Glamgal1867 featuring ankle booties

This is a lovely little black dress that can wow any special occasion and, with saving the money for this outfit you can look like you are getting ready to walk on the red carpet and look like a famous fashion icon.

Monday, March 7, 2011

Bag of the week

Hello Fashion lover it's me Glam Gal here to tell you the new bag of the week!

Now who doesn't like a large tote-bag to pull all of their must-have in and then go out to meet the rest of the gang? Although there are those who prefer to wear something that is a little less bulky and easier to carry.  Well this weeks bag is the lovely Madewell Griffith Pony Minibag.  This is a very unique bag because it comes in luxe, black inky pony hair!

Believe it or not this would be a perfect dress up or dress down bag. So go out shopping with your besties or have a awesome dinner date with this bag.

Sushi Story

This is something Random but, hey I would like to share it.


A few days ago my mother and I went out to lunch as this very fancy sushi restaurant called US Sushi that was not upscale but, the prices that it had you would think it was a very upscale restaurant. They have a very large selections of unique and classic sushi dishes. The prices turned me away from some because It was like eating at Mr.Chow's in New York so, I stuck with the ever wonder California roll which is one of my favorite sushi dish other than the spider roll.

Now what made me mad about this place for the money that I spent, I could have gotten more if I had went to another sushi place because I had 8 pieces of sushi on this large plate. Get this they wanted to charge me $10.25 for the California roll that I order and I was not even full.  I told my mother after we have finished that I would never go back to this restaurant because it was basically a joke going here.

My mother agreed and said that she will stick with her favorite Japanese restaurant "Bonsai". Now let me tell you a little something about Bonsai, it is a great place to eat really . The food is to die for and the service when it first started out was very excellent. Now due to changes of the staff it's okay but, if you are going to call in an order to pick it up. Make sure that you call it in at least an hour before you go to pick it up because the lady that is behind the cashier really does not know what she is doing. Seriously she does not because my mother called in an order of California rolls and she took at least 50 minutes to get the order to us and that time wasted she could have gotten something else.

So whenever you are in Greensboro make sure you choose some of these Japanese restaurants wisely because it may come back to haunt you.

The Blue Dress

Cute and simple

Thursday, March 3, 2011

Breaking news in the Fashion Industry!

Clearance season is here ladies and did you take the time to read my blog about saving money before the shopping spree season hits? Well if you did then very good because you'll have no problems beating the rush at these upcoming clearance sales. If you didn't read my blog or refuse to take the advice then you are up a creek when these clearance sales begin to happen.

Yes it is that time of year were you buy those winter clothes dirt cheap of half of it's retail value before it goes back to the warehouse for the next winter. 

Here is a list of stores and the percentage that they are seeing for their upcoming clearance sales:

  • Limited Brands posted a 15% gain in same-store sales
  • Macy's sales were up 5.8% for February
  • Nordstrom posted a sales gain of 7.3%
  • Ross Stores reported a 3% gain
  • Rite Aid posted a 1% gain
  • Target posted a 1.8% gain
  • Kohl's posted a 5% gain
  • Skateboard and surf apparel store Zumiez saw a jump of 13%
  • Cato reported a 5% gain
  • Hot Topic posted a loss of 1.4%
  • Dillard's posted a 1% loss

In more news Aspen Fashion Week founder Lisa Johnson is trying to pay off some debt to some of the vendors of 2010's fashion week that are still owed money. This interest because this is it third year of this city having it's fashion week and the founder is disputing that this years event is coming together really at the last minute because the Aspen Fashion Week is starting March 13-16. 

However the good thing about the Aspen Fashion Week has given 50 employment because their is an estimate of $40,000.00 in hotel room and airfares filled because of the city's Fashion week that is about to come up.  

Moreover the location of the Fashion Week is quite unique because it is going to be held at the Silver Circle Ice Rank and the fact that the center of Fashion Week is located across from where diesel-powered buses come and go all day is not a problem. 

What the problem lie for the Aspen Fashion Week it has already given the fashion week $15,000.00 so, are they going to double the amount of money they owe to the vendors? Are they going to use different ones this year while the try last years vendors back? I don't know lets see what happens. In more news ladies and followers. This is very interesting being the fact that we all know that spring is right around the corner and everyone is putting the winter stuff away and bringing in the new stuff for the summer. Here what I find very interesting...the best flash sales offer two things: an adrenaline rush and a product you can’t live without. Gap’s new Flashion sales can check both boxes. Their first, on Saturday March 5th, stars their new soft trench—a spring essential. Yes this is correct a trench coat that you can wear for the spring season!!! What? Are you serious a sexy trench coat that is worn only for the spring? Unbelievable. 

Gap's Soft Trench Coat 
Yes this is a fact due to the slouchy, sexy silhouette was born to top spring’s mini skirts and high-waisted denim.  Belt it, or wear it loose over this season’s must have floor length dresses whether your heading to the beach or a cocktail party.  It comes in khaki—the perfect neutral—so you can wear it with everything.
Gap’s soft trench usually costs $89.95, but on Saturday, for one day only, it’s just $50 (in-store only) when you mention the code “flashion” at checkout.  Ready, set, shop!!!!
 

Bag of the week

copyright Stylehive
 We all know that spring is just right around the corner and girls everywhere are now looking for that warm weather bag that would go perfectly with any outfit.  This season it's buttery supple satchel ranging from nude to a vibrant and bold pattern that is inspired by global influences, making the choices endless as well as the possibilities!

If a new bag isn't enough how about the new spring carry-all?  Yes that right ladies. You surely can't be trotting off to work wearing this winter's tote.

Marc by Marc Jacobs Pretty Nylon Tate Tote is surely at the top of the list.  Yes you read it correctly! In lightweight nylon, the tote is offered in three different sizes and a plethora of prints  and solids, too! In addition it is a  personal favorite of Stylehive for it is the denim friendly deep blue geometric print with pops of red. Knotted carry handles and deep side pockets which make this bag very versatile - from the office to a weekend by the beach, you can't go wrong with this tote!
Where to Buy this lovely bag? Ssense and the prince for this bag is only $200.00

Updates Runway Shows

March 2011 Fashion Shows


03/04 - 03/05, 2011 - DAX Kansas City 2011
Kansas City, Kansas
Location: Hilton Garden Inn Kansas City, 520 Minnesota Ave.
Contact Phone: 218-326-0890
Website: www.daxshow.com/kansas_city/index.html


03/11 - 03/13, 2011 - ISS Imprinted Sportswear Show Atlantic City
Atlantic City, New Jersey
Location: Atlantic City Convention Center, 1 Convention Blvd.
Contact Phone: 1-800-933-8735
Website: www.issshows.com


03/11 - 03/13, 2011 - West Michigan Women's Expo
Grand Rapids, Michigan
Location: DeVos Place, 303 Monroe Ave., NW
Contact Phone: n/a
Website: www.kohlerexpo.com/wmwe/


03/14 - 03/17, 2011 - The New Mart - Fall I
Los Angeles, California
Location: The New Mart, 127 E 9th St.
Contact Phone: n/a
Website: www.newmart.net/calendar.asp


03/19 - 03/20, 2011 - Vintage Fashion Expo San Francisco
San Francisco, California
Location: Concourse Exhibition Center, 635 8th- Brannan St.
Contact Phone: 707-793-0773
Website: www.vintageexpo.com


03/21 - 03/23, 2011 - Northstar Fashion Exhibitors
Saint Paul, Minnesota
Location: Saint Paul RiverCentre
Contact Phone: 763-546-8717
Website: www.northstarfashion.com


03/24 - 03/27, 2011 - Dallas Apparel & Accessories Market
Dallas, Texas
Location: Dallas Market Hall, 2100 Stemmons Fwy.
Contact Phone: 214-655-6100
Website: www.dallasmarketcenter.com


03/26 - 03/28, 2011 - GTS Florida Jewelry & Apparel Expo
Kissimmee, Florida
Location: Osceola Heritage Park- Exhibition Hall
Website: www.gtshows.com


03/28 - 03/30, 2011 - Las Vegas International Lingerie Show
Las Vegas, Nevada
Location: Rio Suites Hotel and Casino, 3700 W Flamingo Rd.
Contact Phone: 702-436-4081
Website: www.lingerieshow.cc


03/31 - 04/04, 2011 - Atlanta Apparel at AmericasMart
Atlanta, Georgia
Location: Americasmart Atlanta, 240 Peachtree St. NW Ste.2200
Contact Phone: 404-220-3000
Website: www.americasmart.com/markets/market-dates


April 2011 Fashion Shows


04/01 - 04/04, 2011 - Denver Apparel & Accessory Market
Denver, Colorado
Location: Ho-Chunk Gaming Wittenberg
Contact Phone: 800-289-6278
Website: www.denvermart.com/apparel/apphome.html


04/03 - 04/05, 2011 - Arizona Apparel Show
Phoenix, Arizona
Location: Phoenix Convention Center
Contact Phone: 805-987-9928
Website: www.arizonaapparelshow.com


04/03 - 04/05, 2011 - NW Trend Show
Bellevue, Washington
Location: Bellevue Hilton Hotel
Contact Phone: 206-767-9200
Website: www.nwtrendshow.com


04/08, 2011 - Lunch with the Girlz
Hurst, Texas
Location: Hurst Conference Center
Website: www.c-w-c.org


04/08 - 04/10, 2011 - Southern Womens Show - Raleigh
Raleigh, North Carolina
Location: North Carolina State FairGround
Contact Phone: 704-376-6594
Website: www.southernshows.com/wra/


04/09 - 04/10, 2011 - The Woodlands Womens Show
The Woodlands, Texas
Location: The Woodlands Waterway Marriott Hotel & Convention Center
Contact Phone: 281-392-2178
Website: www.thewoodlandswomensshow.com


04/14 - 04/17, 2011 - Southern Womens Show - Nashville
Nashville-Davidson, Tennessee
Location: Nashville Convention Center
Contact Phone: 704-376-6594
Website: www.southernshows.com/wna/


04/28 - 04/29, 2011 - Fashion Designer Expo Florida
Miami Beach, Florida
Location: Newport Beachside Resort & Hotel
Contact Phone: 305-915-5649
Website: www.fashiondesignersexpo.com


04/28 - 05/01, 2011 - Michigan International Womens Show
Novi, Michigan
Location: Rock Financial Showplace
Contact Phone: 704-376-6594
Website: www.southernshows.com/wde/

blue ambition

blue ambition
blue ambition by Glamgal1867 featuring bottega veneta handbags

express the color blue in a unique way.

spring and summer

spring and summer
spring and summer by Glamgal1867 featuring flower print dresses

check out all my sets :)

cutesy girl

cutesy girl
cutesy girl by Glamgal1867 featuring denim skinny jeans

check out all my sets.

Summer vacation in style

Summer vacation in style
Summer vacation in style by Glamgal1867 featuring draped tops

check out all my sets.

simple elegant

simple elegant
simple elegant by Glamgal1867 featuring stamped jewelry

check out all my sets.

food shopping outfit

food shopping outfit
food shopping outfit by Glamgal1867 featuring embossed belts

check out all my sets.

dressy

dressy
dressy by Glamgal1867 featuring asymmetrical dresses

check out all my sets

pretty in green

pretty in green
pretty in green by Glamgal1867 featuring a sequin mini dress

check out all my sets.

playsuit dress up

playsuit dress up
playsuit dress up by Glamgal1867 featuring gold plated jewelry

check out all my sets.

yellow or not to yellow

yellow or not to yellow
yellow or not to yellow by Glamgal1867 featuring brass chain jewelry

check out all my sets.

colorplay

colorplay
colorplay by Glamgal1867 featuring brass chain jewelry

check out all my sets.

simple

simple
simple by Glamgal1867 featuring peep toe platform pumps

check out the other sets

preppy

preppy
preppy by Glamgal1867 featuring flower hair accessories

check out all the sets

cute or preppy?

cute or preppy?
cute or preppy? by Glamgal1867 featuring white gold diamond rings

you decide you know the drill check out the other sets

Blue is the new pink

Blue is the new pink
Blue is the new pink by Glamgal1867 featuring pearl bracelets

it's been awhile but, I am back with news ideas.

Green is always in

spring and summer are here again

Beyond description

Style Savvy

Catwalk countdown outfit 20

Zazzle Dazzle

Simple

different

1940's? With a new twist?

Are we naughty or nice?

dare to explore

quiet and shy

girls cutest outfit ready to wear

Wednesday, March 2, 2011

Latest Fashion new!!!!

Did you hear that Paris fashion is buzzing over John Galliano's replacement at Dior? No if not then you really want to read this then. According to all the fashion critics, editors and styles have made predictions after the french fashion house fired star designer John Galliano and the fact that an online video has surfaced that showed him declaring his love for Adolf Hitler.  Which is very shocking to the fashion world as we speak about this.  Now there is a rumor spreading that Givenchy's designer Riccardo Tisci is going to take the top spot.

Copyright Imageshack
Tisic dark S&M creations for Givenchy have won him a huge fan base in the fashion industry but, what is interesting that the two have a similar background that has been surfaced. The two of them have attended that same art and design school in London, England.  The two also graduated from this same school in London and later on the two of them worked their way up to Givenchy's ready-to-wear and Haute Couture division.

Furthermore naysayers noted that Tisci has done absolutely nothing to boost the sales of Givenchy, which is owned by the Dior parent company LVMH Moet Hennessy, furthermore; they parent company suggested that Dior find somebody with a more proven sales record.  Get this the later looked into the matter and stated that Alber Elbaz would better fit the profile.


Copyright Telegraph.co.uk
Now it's saying that the Moroccan-born Israeli  was the one who successfully restore Lanvin from a dusty musty old Paris fashion label to one of the most hottest fashion properties.  What else was stated after Elbaz's stint with Yves Saint Laurent, Elbaz began his career with Lanvin in 2001 and started delivering feminine and timeless designs that are highly regarded in the fashion industry.  Now what is also being said is that Elbaz's cuddly and bow-tie wearing is a breathe of fresh air to Dior, especially a week full of nothing but scandals.

However there are other names listed as potential candidates such as the fabulous Oliver Theyskens who is known for his working for New York-based commercial house Theory after being dismissed from Nina Ricci, and Yves Saint Laurent's Italian-born designer Stefano Pilati. 

Many fashion insiders suspect Dior has already made a decision on a successor. Yet as well all know these decision never ever happen over night so, let's stand by and see how the dice rolls.


In other news of the Fashion world Fashion for Juniors, teens this spring is soft, feminine and age-appropriate. Yes well all know that spring is right around the corner so what is new for us teenage girls in the world of fashion this upcoming spring?

For juniors and teens the options are endless this season so, go to the store to buy you some jump suits, tunics, floral-printed dresses, that are feminine, gorgeous and age-appropriate . Go anywhere from chains such as the gap, wetseal, rave, hollister to those high name brands at the department stores go now before it's too late. Those are places to go for your best young contemporary styles at an affordable price take this opportunity and go now. 


Check out the latest trends that I have created on Polyvore:
http://www.polyvore.com/cgi/set?id=28901480
http://www.polyvore.com/cgi/set?id=28901951
http://www.polyvore.com/cgi/set?id=28902055

http://www.polyvore.com/cgi/set?id=28902139
http://www.polyvore.com/cgi/set?id=28902211

So check these out and tell me what you think this season's fashion as in store for you.


feminine and youthful

Tips on Saving money before you start the shopping Spree

As fashionista's we all know that spree and late summer are the peak shopping season because of the clearance sales and the sample sales which makes clothing anywhere from 50%-75% off the original price. Yet when we go to these sample sales we end up wasting a lot of money after we get the clothing that we wanted for so long and finally got at a reasonable price.  Don't worry I am here to give you the lowdown on what to do so the next time you are trying to get into a last minute clearance sale or a sample sale you will not be breaking the bank.                                                                                     

One problem that all fashionista's have that waste money is that we are constantly carrying a balance with use everywhere we go. Everyone knows that debt is an ugly shackle that holds us back because we usually have credit cards that charges high interest rates. For example say you have a balance of  $3,000.00 on your credit card and you have an interest rate of 15%. You don't realize that you are blowing $450.00 a year on interest so, what do you do? You can plead with the company to have them lower your interest rate or you can get into the habit of paying you monthly balance in full. If I was you I would go with the other one because it makes life so much easier.

Another problem that is in the way of a fashionista having enough money to spend is overspending on gas and oil for the cute convertible that they drive. Okay not everyone owns a convertible but, the point is there is no need to spring for premium fuel if the manufacturer says regular is fine. Seriously who doesn't know that? Another thing is that you should always get your tires checked because if you are racing to get to the sale before everyone else and, you suddenly of a flat or deflated tire then you are going to have some serious problems. So it is important before the huge sales to have your tires check to make sure they can get you there without a problem. Also please don't tell me that you are still paying for oil changes for every 3,000 miles. If you have a car that is atleast 2005 and newer it can last about 5,000 or 7,000 miles without you having to give it an oil change ever 3,000 miles. In addition you have these fancy new gadgets called sensors that are built in to your car that tells you when it needs it's next oil change. If it doesn't have that then check your cars manual to see when it is the best  time to give it an oil change. You are wasting perfectly good shopping money doing this!!!   
 
 Also what is a problem that few seem to take notice is we keep up are unhealthy habits such as smoking. Ladies drop the disease sticks a.k.a cigarettes. Do you know how much you are spending a year on buying packs and cartons of cigarettes? Compared to other expenses smoking expenses increase dramatically even more for auto insurance and homeowner insurance put together. Why dish out all the money and later on your going to waste even more money for all those treatment because you couldn't stop smoking. Another bad habit is indoor tanning. Ladies that tan do you know that those tanning beds have harmful agents that are found in cigarettes? Now when you go to those tanning salons you are paying a 10% tax on the indoor tanning so, why not go to the beach or got to the store to by the tan spray or better yet QVC has products that gives their customers a smoking hot tan. It cost a whole lot less then going to those tanning beds ladies so why do you give them a try?

Furthermore there is another problem that we just don't want to hear at times , that problem is that we are using these fancy cell phones that we really don't need but, we want them to raise our status. How many of us has spend hundreds of dollars on a fancy, shiny, brand new cell phone and, we are paying hundreds of dollars a month keeping up the fees that came with the cell phone? Your phone should not be your status symbol it should be a way to communicate easier when you are on the go. There are too many people in the world that pay too much for their cell phone contracts and don't use all their minutes which in most cases don't rollover.  It is a blessing that there are websites such as billshrink.com , MyRatePlan.com and Validas.com that tell you about the usuage of your phone and help you find a reasonable phone plan that works best for you. This is what is causing us to lose our shopping money so, listen up and get them phone plans in order before the next sales comes.

Another issue that we all need to kick in the but is buying brand-name instead of generic. I know what you are thinking and yes store brand cookies are just as good as the ones that the elves make. Listen instead of spending money on fancy label food how about you try out the store brand instead because they are cheaper and how do you know you won't like it if you never tried it in the first place? Also do you have coupons for this fancy label item? Yes coupons do seem to be a hassle but they do save a certain percentage of money on you favorite items. For instance like Costco if you have a membership with them you will have coupons mailed to you monthly and, there is a wonderful thing called the Sunday paper were there manufacturer coupons that help you save money on your favorite fancy label items. Furthermore you have those coupon websites that you can download and print out coupons for your favorite items as well so, why not give them a try and OMG the are BBB accredited you can't beat that can you? This is a good way to save money how about we listen?

Oh do you know what is another problem that causes us to lose our money? Hmmm let me think oh right keeping our mouths shut! I know what you are thinking yes no one wants to be a pest but we can simply ask those collection companies that keep bugging us to snag a lower rate so we will be able to pay off the debt.  Make sure when you are shopping ask if there are any discounts or specials on the item. It won't hurt to ask because you'll be ahead in the long run. Thus you will have extra money to have when you are trying to shop at the sales.

Here is another thing that cost more money and less money to shop with and that is buying our drinks one at a time. If you are still going to the cafes buying the fancy coffees, going to the store to buy those fancy sparkling bottle water or to the vending machines buying a cool crisp soda. You budget has sprung a leak my friends  and this is the easy thing to solves seriously. How about you make the fancy coffee at home, filter the water yourself and buy the soda in bulk? Better yet leave the soda and try a healthier option such as fruit juice which has less calories than soda. Did we forget about crystal light and other packets that flavor our water into tasty drinks? Hmmm so many crystal light flavors don't know what to do. Oh I know I'll buy more crystal light than buying soda and wasting my jimmy choo money. Let's go with that.

Did we forget to mention about paying for stuff that we can get for free or dirt cheap? No we didn't? Good that was the next thing that I wanted to talk about because there are really a lot of things that we can get for free that most of us do not even know. Yes there are software and other useful things that we can get for free or dirt cheap and they are at the places that we don't usually go because they are old and dusty. Yes the library and the book store because there are so many things that we don't even know. So why not get you next movie or music from there because there is a lot of treasures waiting to be discover that no one but, you will find before the others get a wif of this. So hurry before it's too late.

Have you gave your Uncle Sam is money? No? You better give Uncle Sam his money because he knows were you are stashing it and he's gonna get it. You know if you give Uncle Sam his money then your money can gain interest. Yes we all now that the government takes to much money out of our paychecks all year long but, what can you do?  Get that money back in your pocket this year -- and put it to work for you -- by adjusting your tax withholding. You can file a new Form W-4 with your employer at any time. You see everything works out if you give it a shot.

Another problem that can hurt your shopping finances is being disorganized because you have all these papers and you don't know what you are looking for half the time. This can hurt you a lot when it comes to tax season when you got to give in your tax return. So what do you do? Relax go to the mint.com and download a budget software so that you can have all your assets organized and you can make you payments on time. It's  easier this way and put more money in your pocket.

Here is one thing that people really don't think about when it comes to there money and that is letting it wallow in low interest accounts. You work hard for your money shouldn't it work hard for you? Interest of keeping it in those  traditional saving accounts earning next to nothing , make sure that you are getting the best return on your money.  Search for the highest yields on CDs and money-market savings accounts. And consider using a free online checking account that pays interest, such as ones offered by Everbank and ING Direct. This will help having your money work for you instead of having it lay in the account wasting away.

Paying last fees and missing deadlines is also another problem that we can face before the sale and having enough money to buy all the stuff that we want.  Here are simple solutions that can help you through.  Return those library books and movie rentals on time. Mail in those rebates. Submit expense reports on time for reimbursement. And if you make a bad purchase, don't just stuff it in the back of the closet and hope it goes away. Get off your duff, return it and get your money back before you lose the receipt.

Paying atm fees is also problem when it comes to money. Why are you paying fees when getting money out the atm?  Banks do that so you a pay there non-network fee so, why not switch to a bank such as ally that does not charge an atm fee and reimburses you for fees other banks charge. Another way to avoid fees if there's not an ATM in your bank's network nearby is to get cash back when you make a purchase at the grocery store or drugstore.

"Shopping at the grocery store without a calculator." Why do people do that??? I don't understand why people do that do you know how much you are spending on those items? Seriously do you? If you are at the store with $300 and you are picking up things left and right without even giving it a second thought about the price. You are spending more money than what you came with so, make life simpler don't leave home without that calculator.  
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Paying for things that you do use. Well that is perfectly good money that went down the drown. What are the things we don't use but, are paying more for anyway. Hmmm do we have a spare car that insurance we pay every year or every 6 months? Do we use all the cable channels that we have? Do we use all the internet add-on that we have? If not then it time to find a way to put this to good use or find subscriptions to things that will save us money. Like Netflix so you won't need those movie channels and a company that puts internet and tv together so it's one bill. The spare car if you didn't have an accident in the last five years then sell it for the blue key value instead of keeping it.

Not reading the fine print is also going to hurt you in the long run because you are wasting more money that you could be using to spend on the upcoming sales. Thought you were being smart by transferring the balance on a high-rate credit card to a low-rate one? Did you read the fine print, though? Some credit-card companies now charge up to 10% for balance transfers. Also watch out for free checking accounts that aren't so free. Some banks are starting to charge fees unless you meet certain criteria.


Making impulse purchases. Now we are almost at the end because we all do it and we see something we like it and what happens? We are spending up all our shopping money!!! Why? Why? Why? We need to stop before it's too late and we don't have enough money for  the sales that are coming up!  When you buy before you think, you don't give yourself time to shop around for the best price. Take the time to compare prices online, read product reviews and look for coupons when appropriate. Make it a policy to give yourself a cooling-off period in case you're ever tempted to make an impulse purchase. Go home and sleep on the decision. More often than not, you'll decide you don't need the item after all.


Last but not least dining out constantly.  Spending $10, $20, $30 per person for dinner can be a huge drain on your wallet. Throw in a $6 sandwich for lunch every day and you've got quite a leak. Learning to cook and bringing your lunch from home can save a couple hundred bucks each month. When you do go out, consider getting carry-out instead of dining in (you'll save on the tip and drink), skip the overpriced appetizer and dessert, and search the Web for coupons ahead of time.

So here we are these are the reasons we spend all this money and have almost nothing for the sales that are coming up take my advice and use it.